Local Business Owners

Every rent check you write makes someone else wealthier.

With NegotiaTED, you can put that building in your name for as little as 10% down and turn every month of rent into equity that builds your family's wealth.

Put that building in your name for as little as 10% down and turn every month of rent into building your wealth.

Get up to 100% financing*

*Terms and Conditions of Financing Program Apply

• Our Mission

We Help You Build Generational Wealth

Up to $5 million

available for you through our network of financial partners

Up to 25 Year Term

lower monthly payments

Up to 100% Financing

available with fixed-rate terms

One Mission

help you build wealth through your business

• SBA Backed Business Lending

Financing for Every Stage of Growth

Most growth stalls because capital arrives a quarter too late. This program is built for speed: streamlined underwriting, a decision in days, and terms structured so the payment doesn't choke the growth it's funding.

• How it Works:

From Rent to Ownership in 4 Easy Steps

• Step 1:

Step 1:

See if you qualify

Answer a few quick questions to reveal your eligibility - no obligation.

• Step 2:

Step 2:

Personalized Consultation

We review your situation and the financing options available to you.

• Step 3:

Step 3:

Prep and Application

We guide you through gathering the right documentation and submitting your application.

• Step 4:

Step 4:

Closing and Ownership

You sign and begin building equity instead of paying rent.

• A Difference You Can See

Renting vs. Owning

Renting

  • You build SOMEONE ELSE'S wealth with every payment

  • Upgrades are reliant on your landlord's approval

  • Every month of rent paid is never seen again

  • Borrow the space for a time

Owning

  • You build YOUR wealth with every payment

  • Control and improve your property

  • Your asset that can increase in value

  • Own the home of your business

• More Than Just Financing

Benefits Built for Business Owners

Preserve Your Capital

Longer terms mean a more managable monthly payment

Buy + Build

Finance both in a single structure and simplify the process.

Terms up to 25 Years

More manageable monthly payments thanks to long terms.

1:1 Experience

We walk with you every step, from the initial analysis to closing.

• Frequently Asked Questions:

Your Questions. Answered.

Am I likely to qualify?

Yes, you will likely qualify if you:

Have 2+ years of business operations

Hold a personal FICO of 650 or higher

Are current on business and personal debt

Show cash flow covering the payment at 1.25x or better

Have had no bankruptcy in the last 7 years

Can I buy the building I currently rent?

In many cases, yes. Owner-occupied financing is designed precisely so business owners can purchase the property they occupy. Find out if your business qualifies by completing our questionnaire.

Do I need a large down payment?

Programs are structured to require less down payment than a traditional commercial loan, preserving your operating capital. Terms and conditions of the financing programs apply.

How long does the process take?

It varies based on your situation and available documentation. During the consultation we give you a realistic estimate for your case.

What kind of businesses can qualify?

Established businesses operating from a commercial location across a wide variety of industries. The questionnaire helps us assess your eligibility.

Can I buy the business as well as the building?

Yes. It is possible to finance the acquisition of the business and the property in a single structure. We review this with you during the consultation.

Can I refinance existing debt?

In many cases it is possible to restructure debt to improve your cash flow. Terms and conditions of the financing programs apply.

You've Paid Rent For Long Enough

It's time to start

building your wealth.

Stop building your landlord's wealth and start building your own.

See if you qualify by filling out our 60-second questionnaire below.

Legal Notice:

Negotiated is a referral partner and is not the lender. Financing is facilitated through a network of financial institutions and is subject to qualification, program eligibility, and approval. Terms, amounts, and lengths are subject to change and to program availability. This is not a commitment to lend. Terms and conditions of the financing programs apply.

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